Taking Stock and Freaking Out a Little

I'm up at an unusually early hour for me. All this financial turmoil has me freaking out just a little and I can't sleep.

My consulting work has still been abysmal and yesterday I realized that my retirement savings account has lost $12,000 in under a week. Normally, I'd just ride with it but given the fact that I have no money coming in and am more than seven months pregnant, I may need to dip into my retirement accounts in the coming months and they are simply slipping away at an alarming rate like the rest of the stock market.

Craze is still working, thank god, but we can't cover our monthly mortgage and expenses with his check alone, even on a good commission month. I'm still in my super frugality mode but I'm really just worried about how we're going to pay our bills over the next year.

I'm worried about me, my new baby, my pets, my husband. I'm just plain old worried, probably like most Americans.